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Frequently Asked Questions About Mental Health Disabilities

The Social Security Administration (SSA) considers mental health disabilities to be as equally valid as physical disabilities. Here are some answers to common questions we hear:

What mental health conditions qualify for Social Security Disability benefits?

In general, SSA considers neurocognitive disorders (such as dementia), schizophrenic and other psychotic disorders, depression, bipolar disorder, intellectual disorders, anxiety, post-traumatic stress disorder, obsessive-compulsive disorder, personality disorders, autism spectrum disorders, eating disorders, neurodevelopmental disorders (such as Down’s syndrome) and other mental health conditions disabling under specific conditions.

How does the Social Security Administration evaluate mental disabilities?

SSA will examine the degree to which your mental disorder, with treatment, affects your ability to function independently and engage in substantial gainful employment. Each mental health condition has unique features, so each case is evaluated on its own merits. In addition, SSA will factor in any additional limitations you have due to physical disabilities, so it is important to list all your conditions when you apply – even if your mental health issue is the most serious.

What evidence do I need to prove my mental disability claim?

You need to show documentation of your diagnosis, history of treatments attempted and the extent to which the mental disability affects your day-to-day life and ability to work. If you do not have sufficient mental health records for SSA to make a decision, which is not uncommon, SSA will often pay for a consultative exam with a psychiatrist or psychologist to gather additional documentation before making a decision.

Can I receive Social Security Disability benefits for depression and anxiety?

Yes, many people receive SSDI and SSI due to depression and anxiety. While minor, fleeting episodes of depression or anxiety do not qualify for disability, long-term problems with severe depression and anxiety can be very limiting.

How does bipolar disorder or schizophrenia affect my eligibility for disability benefits?

SSA will consider whether you have sought treatment for your condition, how effective (or ineffective) that treatment has been and whether your condition is severe enough to prevent you from performing substantial gainful activity.

What is the difference between SSI and SSDI for mental health conditions?

SSI is a needs-based disability benefit for those with limited income and resources when they do not qualify for SSDI benefits. SSDI is for workers who have paid into the Social Security system prior to the onset of their disability. The disability evaluation process is the same for both programs.

How long does the approval process take for mental health disability claims?

On average, it takes four to six months for an initial claim to be decided, regardless of your condition.

The initial claims process for SSDI or SSI benefits can take between six and eight months. There is no guarantee that your claim will be approved, however, as many valid claims are initially denied. Experienced legal guidance can help you avoid an unnecessary denial.

What should I do if my mental health disability claim is denied?

Review the denial letter to see why your claim was denied. Then, consult an experienced SSDI or SSI attorney right away to file an appeal. You have just 60 days from the denial to request a reconsideration, so it is critical to act quickly. An attorney at Pitts & Zanaty, L.L.C., can help you address the problems that led to your initial denial and present evidence of your disability in the light most favorable to your claim.